by Dave Hubbard | Apr 23, 2020 | Health, Lifestyle, Well-Being
Study shows getting a dog may actually save your life Recently there was an article by Carolyn Crist (Reuters Health) on why most dog owners are healthier. As someone who has two dogs, I instinctively knew this had to be true. But reading the research really bolstered...
by Dave Hubbard | Apr 23, 2020 | Health, Lifestyle, Well-Being
This last week Melinda and I headed to the Blue Ridge mountains for a brief break from the heat of summer, and to disengage from our normal routine. While away we typically do not do our usual daily exercise but instead look for opportunities for some outdoor...
by Dave Hubbard | Apr 23, 2020 | Health, Lifestyle, Well-Being
Why cardio exercise is not what it’s made out to be Conventional wisdom says that your heart needs endurance training to remain healthy. But heart attacks aren’t caused by a lack of endurance. Heart attacks typically occur at rest or at periods of very high cardiac...
by Dave Hubbard | Apr 23, 2020 | Health, Lifestyle, Well-Being
Got three minutes? If you are not familiar with my forte with fitness, I can explain it best with my simple formula: To better understand how this works, you need to know that there is a big difference between exercise and a workout. A workout is not fun! Exercise, on...
by Dave Hubbard | Apr 23, 2020 | Health, Lifestyle, Mental Health, Well-Being
4-benefits of OCD Recently I did a seminar for a company here in Atlanta on the Art and Science of Building Habits. During the presentation, I talked about the first time I learned that there was a “condition”, that many people “suffer” with, called O.C.D. (Obsessive...
by Dave Hubbard | Apr 23, 2020 | Health, Lifestyle, Well-Being
It’s not just about vitamin D anymore. Having spent many years in sales and marketing I’m very familiar with the three things that are virtually guaranteed to sell products; (1) fear (2) kids (3) pets. And, if you can combine any of those three you have a guaranteed...
by Mandy Merkel | Apr 23, 2020 | Elder Care, Well-Being
These are fair questions I hear often. Once I take the time to explain the answers, the predictable response is, “I wish I would have known about you when I was dealing with my family member.” Because this vital family-focused service for is still widely unknown, most...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
If you haven’t seen advertisements touting zero-premium plans with free health club memberships, free dental and vision and much, then you will soon! So, what’s the catch? First-off, insurance carriers are subsidized by the federal government (CMS) to administer...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
What if you make the wrong decision? Let’s say you selected a plan, but then you talk to a friend or read an article and think you might have made a bad decision. Maybe you chose the wrong plan type or carrier. Maybe you feel like your decision wasn’t fully...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
At some point, I’m sure you made a trip to the grocery store without a list, only to come home and realize you forgot the most important item! “Why didn’t I make a list!?” Well, an extra trip to the grocery store isn’t fun, but it’s a relatively minor...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
The sad reality in this business is that many agents promote companies that compensate them (the agents) the most. Many carriers offer big incentives and bonus commissions to agents and agencies that meet certain sales goals. So, agents are instructed to show a few...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
You probably know that dental and vision plans are not offered through Medicare. If you purchase a Medicare Advantage plan, then you will usually get some basic, routine dental and vision insurance. Most plans have low annual maximums and limited or no coverage for...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
Early Decisions When you are first eligible for Medicare, you have some important decisions to make: Should you delay enrollment in Medicare Part B? Should you select a Medigap plan or a Medicare Advantage plan? How can you be sure to avoid penalties and make the...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
Taking your time to ensure all the “boxes are checked” is very important when it comes to Medicare. Therefore, one of the most important steps is taking time with an advisor to answer a series of questions. You might think your situation is typical (and it very well...
by Greg Sanders | Apr 8, 2020 | Medicare, Well-Being
When most people think about Medicare, they assume that one plan is pretty much just like the next. Many are surprised to learn that there are many different plans and that their specific situation makes some plans a better choice than others. An Example One of my...
