What do you need to learn next… To live your best life?
What is Your Return on Life?
“Will I have enough money to retire and stay retired?” This is probably the main question that people often ask themselves when they start thinking about slowing down or quitting work to retire. And that’s only natural. We expect our money to help us feel safe, especially as we grow older and have...
Stay Fit, Get a Dog
Study shows getting a dog may actually save your life Recently there was an article by Carolyn Crist (Reuters Health) on why most dog owners are healthier. As someone who has two dogs, I instinctively knew this had to be true. But reading the research really bolstered my belief that if you want to...
Muscle Mass Matters
This last week Melinda and I headed to the Blue Ridge mountains for a brief break from the heat of summer, and to disengage from our normal routine. While away we typically do not do our usual daily exercise but instead look for opportunities for some outdoor adventure. On this trip that choice...
Is Cardio a Waste of Time?
Why cardio exercise is not what it’s made out to be Conventional wisdom says that your heart needs endurance training to remain healthy. But heart attacks aren’t caused by a lack of endurance. Heart attacks typically occur at rest or at periods of very high cardiac output. Often there is a sudden...
Learn to Get Fit Quick
Got three minutes? If you are not familiar with my forte with fitness, I can explain it best with my simple formula: To better understand how this works, you need to know that there is a big difference between exercise and a workout. A workout is not fun! Exercise, on the other hand, can be...
Obsessive Compulsive Stability
4-benefits of OCD Recently I did a seminar for a company here in Atlanta on the Art and Science of Building Habits. During the presentation, I talked about the first time I learned that there was a “condition”, that many people “suffer” with, called O.C.D. (Obsessive Compulsive Disorder). I’ll...
Get Some Sun for a Healthier You
It’s not just about vitamin D anymore. Having spent many years in sales and marketing I’m very familiar with the three things that are virtually guaranteed to sell products; (1) fear (2) kids (3) pets. And, if you can combine any of those three you have a guaranteed winner. I recall a radio...
Certified Care Manager: Why Every Family Needs One
These are fair questions I hear often. Once I take the time to explain the answers, the predictable response is, “I wish I would have known about you when I was dealing with my family member.” Because this vital family-focused service for is still widely unknown, most families facing the difficult...
How debt is robbing people their chance of attaining Financial Freedom
Did you know that the average American has $38,000 in personal debt? Think about that for a minute. Let’s say you buckled down and started paying $800 a month to get rid of the debt. At that rate, you would be paying off that $38,000 in about 8 years and would pay a total of $82,000 due to the...
Top 10 Reasons Retirees Wish for a Do-Over
"It’s a difficult pill to swallow when you realize you’ve made a financial mistake, particularly when it’s an avoidable one. Some of these mistakes can cripple your finances for years, so it’s crucial to be as informed as possible when making monetary decisions. Far too many times, I have listened...
The ‘ABCDE’ Method to Avoiding Knee-Jerk Reactions to Negative Financial Events
As you head into and through your 50s, your retirement countdown begins in earnest. You are likely spending more time thinking about retirement and what it will look like. You may have a bucket list of things you want to experience, places you want to go, and projects you’d like to take on. You...
How much do I need to attain Financial Freedom?
I am a long time Dave Ramsey fan and have taught Financial Peace for the past 5 years at my church. I was having a conversation the other day in one of my classes with a number of students that centered around what they would do if they had Financial Freedom. One couple wants to retire at the...
Overcome the biggest budgeting obstacle
As I work with clients to help them make the most of their money, get out of debt and get onto a path towards Financial Freedom, the first step is to come up with a plan which includes creating a budget. A budget helps you understand how much money is coming in and where your money is going every...
Tips to help you get out of debt
As a financial coach, I help people get organized so they can really start understanding their money. Part of the process is, you guessed it, getting out of debt. Here are some quick tips that have helped my clients get organized and tackle debt. You must have a plan! Financial personality,...
Zero-Premium Medicare Advantage Plans. What’s the Catch?
If you haven’t seen advertisements touting zero-premium plans with free health club memberships, free dental and vision and much, then you will soon! So, what’s the catch? First-off, insurance carriers are subsidized by the federal government (CMS) to administer Medicare Parts A & B. So,...